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On top of homeowner premiums, Florida policyholders could face a new tab coming soon: Flood insurance

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When State Rep. Dianne Hart heard details about a requirement for flood insurance — part of legislation in the special session on property insurance reforms — she saw right away what would happen: “If I gotta buy flood insurance, that means I have to add a premium to my already exploded premium,” said Hart, who represents part of Hillsborough County and is chair of the Florida Legislative Black Caucus.

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